Search new homes for sale in East Gate in Chantilly VA Loudoun County.  Find East Gate new homes, for sale, and townhomes ready now for express delivery.

East Gate New Homes for Sale Chantilly VA 20152

Waverly Crossing Homes for Sale Chantilly VA 20151. If you are looking for a great place to live in northern VA you should consider looking at homes for sale in Waverly Crossing subdivision  in Chantilly VA Fairfax County.  Location, location, location!  Search current multiple listings service  (MLS) listings for single family detached homes for sale in the Waverly Crossing subdivision in Fairfax Co VA.  Waverley Crossing is a great subdivision that is established and centrally located in the Chantilly area…close to shopping, schools, and easy commutes via Route 50, Fairfax County Parkway, and Route 66.  For more information about buying or selling a home or real estate in the Waverly Crossing subdivision, please do not hesitate to contact us.  It will be our pleasure to assist you as your Chantilly VA real estate agents.

Waverly Crossing Schools

Waverly Crossing Homes for Sale in Chantilly VA

3 Listings, Showing 1-3

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1) Castle Court, Chantilly VA 20151, Fairfax Co.
25 pictures $499,999 3 Bedrooms 3 Full & 1 Half Bathrooms Residential (Sign in for MLSID) Updated 5/16/12 ACTIVE More Details	Schedule A Visit Save This Listing

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2) Valley Country Drive, Chantilly VA 20151, Fairfax Co.
28 pictures $575,000 4 Bedrooms 3 Full & 1 Half Bathrooms Residential (Sign in for MLSID) Updated 5/14/12 ACTIVE More Details	Schedule A Visit Save This Listing

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3) Valley Country Drive, Chantilly VA 20151, Fairfax Co.
30 pictures $599,900 5 Bedrooms 3 Full & 1 Half Bathrooms Residential (Sign in for MLSID) ACTIVE More Details	Schedule A Visit Save This Listing

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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange/ Broker Reciprocity Program of MRIS. Real estate listings held by brokerage firms other than Prudential PenFed Realty are marked with the Internet Data Exchange/Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
The broker providing this data believes it to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Information is deemed reliable but is not guaranteed. © 2012 MRIS. All rights reserved.
Data updated as of: 05/19/12, 6:31 AM

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Chantilly VA 20151 real estate market trends for the 20151 zip code in Chantilly VA – Fairfax County.  View interactive chart and graph of Chantilly VA 20151 home sales as entered in the MLS listings.  This interactive real estate chart updates monthly so the statistics are always current.  For more information about buying a home in Chantilly VA or selling a home, please do not hesitate to contact us. 

Chantilly VA Real Estate Market Activity – Homes Sold  YTD

Chantilly VA 20152 real estate market trends for the 20152 zip code in Chantilly VA – Loudoun County.  View interactive chart and graph of Chantilly VA 20152 home sales as entered in the MLS listings.  This interactive real estate chart updates monthly so the statistics are always current.  For more information about buying a home in Chantilly VA or selling a home, please do not hesitate to contact us. 

Chantilly VA Real Estate Market Activity – Homes Sold  YTD

Avonlea new homes for sale in Chantilly VA. If you are looking for affordable new homes close in you should consider looking at the new homes for sale in Avonlea. Avonlea is a single family homes and townhomes planned new homes community being built and developed by NVHomes a respected builder in Northern VA.  The Avonlea subdivision just over the Fairfax County line in Loudoun County off route 50. Avonlea is a great subdivision for commuting and is convenient to all.  You can even walk to the Market Square in South Riding for shopping.  Avonlea amenities include a community swimming pool, a pond, nature trails, tot lots and tennis courts.  Come home to Avonlea. For more information about buying a new home in Avonlea – please feel free to contact us.

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Avonlea New Homes for Sale Chantilly VA

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1) 00 Avonlea Drive, Chantilly VA 20152, Loudoun Co.
17 pictures $439,990 3 Bedrooms 2 Full & 1 Half Bathrooms Residential (Sign in for MLSID) ACTIVE More Details	Schedule A Visit Save This Listing

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2) 000 Avonlea Drive, Chantilly VA 20152, Loudoun Co.
12 pictures $470,240 4 Bedrooms 3 Full & 1 Half Bathrooms Residential (Sign in for MLSID) ACTIVE More Details	Schedule A Visit Save This Listing

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3) Avonlea 0 Drive, Chantilly VA 20152, Loudoun Co.
20 pictures $569,990 4 Bedrooms 2 Full & 1 Half Bathrooms Residential (Sign in for MLSID) ACTIVE More Details	Schedule A Visit Save This Listing

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4) Pine Forest Drive, Chantilly VA 20152, Loudoun Co.
25 pictures $589,990 4 Bedrooms 2 Full & 1 Half Bathrooms Residential (Sign in for MLSID) ACTIVE More Details	Schedule A Visit Save This Listing

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5) 0 Pine Forest Drive, Chantilly VA 20152, Loudoun Co.
21 pictures $604,990 4 Bedrooms 2 Full & 1 Half Bathrooms Residential (Sign in for MLSID) Updated 5/7/12 ACTIVE More Details	Schedule A Visit Save This Listing

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6) 00 Pine Forest Drive, Chantilly VA 20152, Loudoun Co.
21 pictures $629,990 4 Bedrooms 3 Full & 1 Half Bathrooms Residential (Sign in for MLSID) ACTIVE More Details	Schedule A Visit Save This Listing

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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange/ Broker Reciprocity Program of MRIS. Real estate listings held by brokerage firms other than Prudential PenFed Realty are marked with the Internet Data Exchange/Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
The broker providing this data believes it to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Information is deemed reliable but is not guaranteed. © 2012 MRIS. All rights reserved.
Data updated as of: 05/19/12, 6:31 AM

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Chantilly VA Ranch Homes for sale: Chantilly Virginia Rambler homes and ranch home communities. Find northern VA ranch homes that offer one level living, secure, patio homes, ranchers, stepless, ranch home developments, and Chantilly ranch home communities. Search listings for Chantilly VA ranch homes for sale. We can assist you with your purchase of Chantilly VA ranch homes or rambler homes.  We offer Chantilly ranch homes for sale, ramblers, one level homes.  Simplify your ranch home buying process by calling us first – we can assist you whether you are buying or selling a ranch home in Chantilly VA, Northern VA, Aldie, Arcola, Middleburg, Leesburg VA, Sterling VA…Fairfax or Loudoun County.  We’d love to work with you as your real estate agents and Realtors!  We buy and sell ranch homes and ramblers in Chantilly VA.

Chantilly VA Ranch Homes for Sale

South Riding homes for sale $600000 to $700000.  Searching for great homes in northern VA at a reasonable price?  You should be looking at homes for sale in the South Riding subdivision that are priced at $600K to $700K.  You can get a lot of home for the money, and South Riding subdivision is located in close in Loudoun County Virginia off Route 70 West just over the Fairfax County line.  South Riding is just 26 miles west of Washington DC, and just south of Dulles International Airport and 3 miles west of Route 28.  South Riding is an incredible place to live.  As a Toll Brothers master planned community and subdivision development, South Riding has every thing to offer today’s home buyer.  As a planned development, South Riding offers new homes, resale homes, town homes, single family detached homes, and some condos.  It is a fully contained swim, tennis, golf subdivision and community with police, fire, elementary, middle and high schools, shopping, restaurants, a Home Depot, and all located within the community!  What are you waiting for?  Start looking at homes for sale in South Riding for reasonably priced $600K – $700K now!

South Riding Homes for Sale $600000 to $700000

5 Listings, Showing 1-5

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1) Menemsha Lane, Chantilly VA 20152, Loudoun Co.
28 pictures $619,900 4 Bedrooms 3 Full & 1 Half Bathrooms Residential (Sign in for MLSID) Updated 5/16/12 ACTIVE More Details	Schedule A Visit Save This Listing

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2) Upper Clubhouse Drive, Chantilly VA 20152, Loudoun Co.
30 pictures $639,000 5 Bedrooms 3 Full & 1 Half Bathrooms Residential (Sign in for MLSID) Updated 5/16/12 ACTIVE More Details	Schedule A Visit Save This Listing

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3) Valiant Drive, Chantilly VA 20152, Loudoun Co.
30 pictures $675,000 5 Bedrooms 3 Full & 1 Half Bathrooms Residential (Sign in for MLSID) Updated 5/17/12 ACTIVE More Details	Schedule A Visit Save This Listing

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4) Howerton Drive, Chantilly VA 20152, Loudoun Co.
28 pictures $699,000 4 Bedrooms 4 Full & 1 Half Bathrooms Residential (Sign in for MLSID) Updated 5/17/12 ACTIVE More Details	Schedule A Visit Save This Listing

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5) Glasgow Drive, Chantilly VA 20152, Loudoun Co.
8 pictures $699,999 5 Bedrooms 4 Full & 1 Half Bathrooms Residential (Sign in for MLSID) Updated 5/14/12 ACTIVE More Details	Schedule A Visit Save This Listing

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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange/ Broker Reciprocity Program of MRIS. Real estate listings held by brokerage firms other than Prudential PenFed Realty are marked with the Internet Data Exchange/Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
The broker providing this data believes it to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Information is deemed reliable but is not guaranteed. © 2012 MRIS. All rights reserved.
Data updated as of: 05/19/12, 6:31 AM

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THE ABC’S OF HOME FINANCING 

By Rob Suling

There are four major items in reviewing a loan file for approval:

CREDIT…what is your credit score?  Are there things to fix before you can buy?

Everyone assumes that the SCORE is the sole determiner in getting a loan.  However, the credit score is only the “Borrowers’ credit history for dummies”.  The report tells the full story.  Good originators look at the entire credit report to see what story it is telling.  A lower score with 1 and only blemish can be worked around but a higher score with a history of non-consistent payment, will not be approved.  Underwriters look for the underlying story.  What happened?  Why did it happen?  If it was a fluke scenario generally underwriters try not to hold it against a borrower.

EMPLOYMENT…does job hopping hurt?  How long do I have to be employed before I can buy?

Employment is a very important piece in the puzzle in today’s mortgage puzzle.  Where 1 in 11 are unemployed, banks have become very concerned about job stability.  If a prospective borrower stops one job and there is a 30 day gap in employment, most lenders will require they be on the new job for at least 6 months before the income is useable.  Most lenders will also require at least 30 days of paystubs if someone has recently moved employers, however, there are some exceptions.  This is also the number one reason lenders today do not issue commitment letters.

ASSETS…Is a gift my money?  How long do I have to have the money in the account?  What is seasoning and what are reserves?

On each application, we go through every page of every asset account we receive and the borrower must explain any deposits into the accounts that are not payroll.  This is a Federal Requirement and any unexplained deposits are to be reported to OFAC (Office of Foreign Asset Control).  Most outside deposits come from gift monies from relatives but not all loans allow for gift funds.  Many times this can be explained by borrowers simply moving funds from one account to another, but we have to paper trail all movement.  This one issue probably occupies at least 20% of a loan processor’s day. 

DTI/INCOME…How much can I buy?  What is counted in DTI?  How do they calculate my income?

Another major component of qualifying a borrower is calculating any business expenses from their most recent Federal Tax Returns.  Any business expenses claimed on a borrower(s) personal Federal Tax returns will directly impact their gross income.  For example:  If a borrower(s) annual income is $60,000.00 and they claim $20,000.00 in business expenses, the borrowers useable qualifying income now becomes $40,000.00.  Some lenders even apply this logic with Married Couples Filing Jointly.  Assume Mr. Smith takes a loss on a joint return.  Assume Mr. Smith is not on the loan.  This loss is held against Mrs. Smith as she tries to purchase a home, even though it is her husband’s loss it is claimed on taxes as their loss.  Additionally, part time income/2^nd jobs can only be used if there is a history, generally 2 years, of working in that position.  The same is true for both self employed, commissioned, and bonus income.

HAVING SAID ALL OF THIS, PLEASE CONTACT ME DIRECTLY.  SCENARIOS HAVE MANY VARIANCES BASED ON SPECIFICS SO PLEASE CALL WITH ANY QUESTIONS.  JUST WANTED YOU ALL TO KNOW WHAT OBSTACLES WE FACE AS WE APPROVE THOSE LOANS.

Buying a home is an exciting time!  Make sure you proceed with the mortgage that is right for you!  What works for your neighbor may not work for you!  These are all questions that a mortgage professional should gladly answer for you.

CALL ME ANYTIME!
 

Search listings of townhouses for sale in the Amberlea in South Riding. South Riding is an incredible planned swim, tennis and golf enclave of South Riding.  The Amberleas at South Riding are located off route 50 just across the Fairfax / Loudoun County line in the South Riding Subdivision. Here you can find 3-level townhomes, and garage brick townhomes for sale in Chantilly VA in Loudoun County.

If you are interested in buying or selling a luxury new townhomes in the Amberlea at South Riding, please do not hesitate to contact us! It will be our pleasure to assist you as your Loudoun County VA Realtors.

Amberlea at South Riding Townhomes for Sale

Chantilly VA 20152 Fairfax County VA real estate statistics for closed home sales, pending sales, average sold prices, days on market, active Chantilly VA MLS home listings, and more for homes listed and sold in Chantilly VA. If you are buying or selling a home or real estate in Chantilly VA 20152 in Loudoun County VA, then what is occurring in real estate trend right now is of critical importance to you, and will most likely impact you directly.  The amount of Chantilly VA active MLS listed homes for sale, recent average home solds, and sold prices will directly affect your home’s value and worth.  For more information, feel free to contact us.  It would be our pleasure to assist you as your Chantilly VA real estate agents.